How to stay safe online

online safety

The digital era is a wonderful thing – we can shop, pay bills, stay connected and experience entertainment at a click of a button.  We’re spending more time online than ever before – in fact the average Brit spends no fewer than 30 hours per month surfing the web.

Knowing how to stay safe when doing those day to day things is important – read our tips on how to protect against cyber criminals.

Common cyber threats

Being aware of the most common cyber threats posed to consumers is the first step in boosting your defences against this illegal activity. The National Crime Agency highlights the following as key activities:

  • Phishing: cyber criminals send fake emails requesting security information and personal details
  • Webcam manager: cyber criminals take over your webcam
  • File hijacker: cyber criminals seize your files and hold them to ransom
  • Keylogging: cyber criminals capture what you type on your keyboard
  • Screenshot manager: cyber criminals capture screenshots of your computer screen
  • Ad clicker: cyber criminals ‘force’ a user to click a specific link

Invest in antivirus software

Antivirus software is designed to put a virtual fortress around your computer, preventing malicious malware – described as a virus – from either corrupting or stealing personal data. We found this article offering an overview of some of the best anti-virus software for the year ahead.

Ignore and report ‘dodgy’ bank emails

They’re on the rise; however no bank or card issuer will ever send you an email or text requesting your personal and financial information. Ignore any correspondence and report the matter to your bank. Financial Fraud Action UK has more on how to bank safely online.

Spam unsolicited emails

Most email providers offer sophisticated spamming technologies for free, reducing the need for you to put dodgy emails in the spam folder. Every now and again though, an email may get through these filters and arrive in your inbox. Never open unsolicited emails, or click onto the applications.

Boosting online privacy

Boosting your online privacy will go a long way in enhancing your experience of the web. This can be achieved in multiple ways, including using private/incognito browsers and reviewing the privacy settings of your social accounts.

Categories: Commercial Lines, Personal Lines

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